Disability Insurance

 

What is Disability Income Insurance?

Disability Income Insurance is a form of insurance that insures the beneficiary's earned income against the risk that a disability will make working, and therefore earning money, impossible. It includes paid sick leave, short-term disability benefits, and long-term disability benefits.

Who Needs Disability Income Insurance?

More than a quarter of today’s 20 year olds will become disabled, according to the Social Security Administration (SSA). It does not have to be a freak injury that prevents you from working – back injuries, cancer, heart disease or other illnesses are the majority of the reasons for long-term absences.

Are you prepared if you can't work due to a long-term disability? The average long-term disability last 2 1/2 years; do you have the emergency savings to survive that long without an income? If not, you need to make sure you have disability insurance.

Individual Disability Insurance

Individual disability insurance offers multiple options for coverage, and a policy can be tailored to your needs. Since individual disability insurance policies are paid with after tax dollars, you don’t pay taxes on the benefits you receive.

Office Locations

Find a Location Near You

 

Main Office

35 West Main Street - Office
PO Box 467 - Mailing
New Palestine, IN 46163

 (317) 861-3600
  (317) 861-9019

 

Greenfield Office

Hatoway Insurance Partners

1229 W Main St
Greenfield, IN 46140

 (317) 462-7292

 

Shelbyville Office

Duffy Warble Insurance

15 Public Square
Shelbyville, IN 46176

 (317) 398-4156

 

Lawrenceburg Office

Mansfield Insurance Agency

24244 State Line Road
Lawrenceburg, IN 47025

 (812) 637-2300